Financial Arrangements

Resolving payment issues in advance will reduce complications after your stay. To speed your return home, you can schedule a meeting at the time of discharge by calling (507) 522-2552.

Insurance Coverage

Pre-Certification Required

Most insurance companies require pre-certification or authorization for hospital admission. You must notify the insurance company prior to your admission to the Hospital, or within 24 hours after emergency admission. This pre-certification/authorization is your responsibility. Failure to complete this process will cause unnecessary additional costs, for which you are responsible.


Your insurance coverage will be evaluated prior to, or at the time of, your admission. You will be asked to sign a permission form concerning consent for treatment and release of medical information to your insurance company. Most insurance plans will make payments directly to the Hospital if you have signed an assignment form. If your Hospital bill is being paid by no-fault automobile insurance or workman’s compensation, we will need verbal or written approval, along with your claim numbers, from the carrier before your bill can be processed.

If any part of your bill is not covered by insurance, it is your responsibility to make arrangements to pay by check, credit card or payment plan. If you are concerned about your ability to pay or wish to discuss available sources of assistance, please call our Billing Office at (507) 522-2552.

Understanding Your Bills

Hospital Bill

Your Hospital bill will be based on the charges you incur while you are a patient in the Hospital, plus any outstanding balance from pre-hospitalization testing. The bill will include charges for your room, board, nursing care and other Hospital services. Room rates vary depending on the unit and level of care provided.

Physicians' Fees

Your physicians’ fees are not included in your Hospital bill. You will receive separate bills from your attending physicians and/or surgeons who participated in your diagnosis and treatment. Also, specialists such as anesthesiologists, radiologists and cardiologists will bill you separately for their services.